1. Determine Your Eligibility for SSDI in Maryland

The first step is confirming that you meet the Social Security Administration’s (SSA) basic eligibility requirements:

• You must have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• You need to have worked long enough and paid into the Social Security system through payroll taxes.
• Your income and current work activity must fall below the Substantial Gainful Activity (SGA) limit set by the SSA.

If you are unsure about whether you qualify, you can review the SSA’s Listing of Impairments or consult with a professional who understands disability rules in Maryland.

2. Gather Essential Medical and Work Documentation

Medical evidence is the cornerstone of a successful SSDI claim in Maryland. Before filing, make sure you collect:

• Complete medical records from your primary doctor and specialists.
• Diagnostic test results such as MRIs, X-rays, or lab reports.
• Hospital and treatment records showing ongoing care.
• Statements from your doctors detailing how your condition limits your ability to work.
• Work history details including your job responsibilities, dates of employment, and wages earned.

The more thorough and organized your documentation, the easier it is for the SSA to evaluate your claim.

3. File Your SSDI Application in Maryland

You can file for SSDI benefits in several ways:

• Online: The most convenient method is through the SSA’s website at www.ssa.gov.
• By phone: Call the SSA at 1-800-772-1213 to apply over the phone.
• In person: Schedule an appointment at your local Maryland SSA office.

When filing, you’ll be asked for personal details, medical history, and employment information. Answer every question carefully and truthfully. Missing or inaccurate information can delay or even derail your application.

4. Wait for the SSA’s Initial Review

Once you file your application, the SSA will forward your case to Disability Determination Services (DDS) in Maryland. This agency will:

• Review your medical documentation.
• Possibly request additional exams, known as consultative evaluations.
• Decide whether your condition meets the SSA’s disability standards.

This stage may take several months, depending on the complexity of your case and the current backlog in Maryland.

5. Be Prepared for Possible Next Steps

It is important to know that most SSDI applications are denied at the initial stage. If that happens, you still have the right to continue with the appeals process in Maryland:

• Reconsideration: A second review of your application by a different examiner.
• Administrative Law Judge (ALJ) hearing: An opportunity to present your case before a judge.
• Appeals Council and Federal Court: Higher levels of appeal if needed.

Persistence is often the key to success in the SSDI process.